Borrow,
Don't Sell
Your Bitcoin
Unlock liquidity without liquidating. Join the DeFi revolution.
Get Started TodayWhy Choose BitcoinPE?
Borrow against your Bitcoins
Use your Bitcoin as collateral and access instant liquidity
Benefit from market appreciation
Keep your Bitcoin and potentially profit from price increases
No credit score required
Get approved based on your Bitcoin holdings, not your credit history
Features
Instant Credits
Get immediate access to funds
Security & Ownership
Your Bitcoin remains yours
Flexible Repayments
Choose a plan that suits you
How It Works
KYC Verification
Complete a simple verification process
Deposit Bitcoins
Transfer your Bitcoin to our secure wallet
Receive Fiat Loans
Get instant fiat loans based on your deposit
Use Cases
Hodlers
Make your bitcoins work –invest in markets without selling.
Crypto Loan Simulator
Estimated APY
7.00%
Testimonials
"Loans from the team helped provide much needed liquidity for my business. I hope the team provides instant loans soon. I recommend this product to anyone that needs loan against bitcoin"
Neesham Raghav
Bussiness Owner
Frequently Asked Questions
Bitcoin backed loan is a solution where you get loans with bitcoins as collateral. This allows you to maintain ownership of bitcoins and at the same time maintain liquidity.
We are currently building the product. You can signup for early access to the product and we will keep you posted of our progress!
Based on the market value of the bitcoins you deposit, we issue a fiat credit line at an LTV ratio of 60% post which you can withdraw your loan to the bank account at any point of time. The LTV ratio we offer the loans at can change based on market situation.
Initially we plan to offer loans for Individuals. Business loans is very much in the pipeline!
Crypto products including bitcoins are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.
We are not providing lending service but rather facility service. We provide you with cash in advance.
LTV means loan to collateral ratio. For example if you deposit bitcoins worth 1L then at an LTV of 60% you can loan a maximum of 60K INR
If bitcoin price drops and the LTV increases, we provide you the option to rebalance the LTV by topping up bitcoins again.
It is the point at which we will liquidate your bitcoins to recoup fiat
We are storing your bitcoins in an MPC wallet, part of whose keys you will hold.
By allowing us to monetize bitcoins you provide us the opportunity to offer you loans at lower interest rates. But it comes at the cost of higher risk.